Even though it was REALLY hot, I just can't wear some things without layering, and I don't feel like it really adds that much warmth, just peace of mind, ha. This skirt can be a bit sheer, so I am wearing a skirt underneath it, one I use as a "petticoat" because it also adds shape. And I'm wearing a tank top under the top, to smooth out bra lines. So if you count my bra, that is four layers in 90-degree heat. BUT TO BE FAIR, I spend most of my time in an air-conditioned office, so, yeah.
Cardigan || Ann Taylor
Top || INC via Macy's
Skirt || Forever 21 (over a decade ago)
Shoes || H&M or Payless (old)